CMS-SALA Health Plan

In late spring 2019, The College Music Society, in response to a poll of its members and support by the CMS Board of Directors, joined in partnership with the Small Association Leadership Alliance (SALA) to provide a new medical option for our members. The program, which we call the “CMS-SALA Health Plan,” is a comprehensive and cost-effective alternative to traditional plans. The CMS-SALA Health Plan offers affordable, high-quality, accessible, and effective healthcare options for CMS members – at every membership level. This member-based medical cost sharing program provides 100% coverage for preventative care, options for co-payment features with 100% coverage, and addresses unforeseen medical expenses, such as illness and injury.

This program is not insurance. It is an alternative solution that features a choice of two preventative care plans, each coupled with a medical cost sharing membership for sharing expenses related to unexpected medical needs. Participants can expect to save as much as 60% when compared to health insurance!

The CMS-SALA Health Plan, in partnership with SALA, is one solution to the high cost of healthcare, especially for part-time faculty, students, and retirees.


Key Takeaways

  • Available to businesses and individuals
  • Available to all CMS members and their families
  • The CMS-SALA Health Plan, provided by SALA, lowers healthcare costs by as much as 60%
  • Enrollment is monthly – you may join at any time
  • Offers a choice of two high-quality, affordable healthcare solutions
  • Includes a four (4) year “Rate Lock” on preventative plans – offering rate stability in a very unstable market* (For rate lock details, please click on the FAQ icon below.)


How It Works

Your step-by-step guide to the CMS-SALA Health Plan:

  1. Be a CMS member in good standing (any membership level). If you're not a current member, join today!

  2. Watch the informational webinar. Viewing the webinar will be the best introduction to this program and will help you understand the documents and resources below.


  3. Explore the program & plans. Click on the document links below to explore program details, FAQ, Key Terms and real-world savings examples!

  4. Decide if this program is right for you, your family, your employees or your business. If it’s the right fit, continue to step 5.

  5. Access the enrollment link in the CMS members-only area


For more help and answers to your questions

Please contact our healthcare program support center by email:   or toll free at 888.994.4979.


Apex Documents and Links

Sedera Documents and Links